What is an offshore bank?
Offshore bank is usually a bank based in the country where it is preferable or even zero (flat) tax liability, generally called a tax haven.

Why is the bank located on the Comoros Islands?
Comoros Islands is an offshore destination, where banking laws are applied as banking secrecy and confidentiality for the client.

Has the bank valid banking license?
Yes, all financial and banking products are offered by the AGM Investment Bank International Ltd. under the banking license granted by the General International (Offshore) Banking License (License No. B20100047) CLASS A (unlimited banking) in the Comoros Islands.

What is an offshore bank account?
Offshore bank account is an account with an offshore bank in an offshore jurisdiction.

What are the advantages of an offshore bank account?
Offshore bank account in an offshore bank has a major importance in the anonymity of the account holder, where the anonymity of the bank account owner's is priority of offshore bank, even transactions to offshore bank accounts. Breaking down of banking secrecy is very difficult if not impossible for countries that are not OECD members.

What is an offshore debit card?
Offshore debit card is a card issued by an offshore bank. Debit card is a type of bank payment cards, which allows owners to withdraw money from his cash account and paying for goods and services in the network of outlets equipped cashier terminals. It is provided by the bank clients in addition to account, and unlike credit cards, debit cards with bank credit card owner does not provide for payment transactions made by card.

Bank AGM issue rechargeable debit cards which client recharges itself in its Internet banking by the internal transfer from his account. The cards are issued without a name of card holder.

How is it possible establish an offshore bank account?
The account can be opened online. After registered your profile, uploaded documents and wired required minimum deposit, your account is activated.

Where I can make deposit cash to my account?
The bank does not provide the cash transaction. Payments to the accounts of the AGM shall be performed by wire transfer from other financial institutions or banks in favour of bank accounts AGM Investment Bank.

What is the minimum deposit?
The minimum deposit is a minimum account balance. This deposit is maintained throughout the life of the account.

Has the bank secured internet banking?
Yes, the bank has the latest Internet security technology, 256-bit encryption of transferred data, including servers, operating according to banking standards.

What does mean the Security Key?
Security Key that you receive in the Internet banking is the code that you use to confirm banking transactions such as: international bank transfer or internal, recharge debit card.

What is the difference between available balance and current balance on my account?
The current balance is the balance on your account after all transactions, including the minimum balance (deposit). Available balance equals the current balance with no minimum balance (deposit).

How do I get an offshore debit card?
Based on your application for issuing a credit card that you upload to your profile in Internet banking it will be sent within 14 working days to your address.

Why I did not receive PIN with a card?
From security reason we do not send PIN code with credit card. PIN code can be found in your online banking section of Communication (the message).